Happy Credit Scoring !
Over the years, credit has become more of a necessity to have like a social security number. You need a good credit score to buy a house, buy a car, rent and apartment, contract a cell phone or apply for credit cards. As recessions come and go, jobs come and go, times get hard for some that lead to situation that impact your credit. Hey, we have all been there one way or another, so it is important to keep track of what is getting filed on your credit report as it may have a negative effect and make your score drop. Cleaning up your credit is harder than getting something added to your report. Hiring someone to clean up your report can be more costly than you doing it yourself because all you are doing is paying what you owe. Also, you cannot just pay off thing on your report because they take LONGER to clear. Yes, it takes longer! So it is best to set up payment arrangements with the companies you owe and make payments until the debt is clear. By federal law, an individual is allowed a FREE full credit report from all three reporting agencies every 12 months. To get your FREE credit report, Click Here.
Happy Credit Scoring !
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